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A full kitchen top with appliances, cupboards and accessories

We can help you with your payments

For that dream purchase that out-stretches your budget, we can help arrange finance assistance through Ideal4Finance, which is a credit broker that can source multi-purpose personal loans for both homeowners and tenants.  They help people every day, with a wide range of circumstances, to find the right financial solution for them to purchase the products and services they need.

Ideal4Finance works with a number of lenders in order to deliver the best possible finance option for you.  How do they do this?  By matching your specific criteria with the right lender.  They can even help if you have adverse credit, arrears or CCJ’s.

A white modern, minimal kitchen

Simple Application process

Applying online takes only a few minutes.

Competitive Rates

Our range of reputable lenders offer competitive rates with high acceptance rates.

Rapid response time

No waiting around - you'll receive a decision within 24 hours.

A modern bathroom sink

Flexible terms

Borrow from £100 to £2.5 million over variable periods to suit you.

Lending that matches your situation

The final decision is based on your individual circumstances, including your personal credit profile, the amount you are looking to borrow and the length of time over which you would like to make the repayments.

A modern bedroom

No nasty surprises

Ideal4Finance have helped many people over the years and can help you too, finding the perfect finance solution that fits like a glove.  Furthermore, if you are worried by hidden charges and nasty surprises in our packages, rest easy: Ideal4Finance only uses reputable lenders.

How to apply for a finance loan?

If you want to take the next step, it’s easy. Just tell them where you saw or heard about Ideal4Finance then complete the short and simple application form. Your application will be referred to the lender that can offer you the best rate. As soon as they have assessed your case, you will be informed if you have qualified for the loan.

Make an enquiry


I use Chris on a lot of our projects he and his staff are very professional, very honest and they carry out the work to a very high standard. They are also clean and tidy workman.

Steven Robinson

Absolutely love my new kitchen by Arcot!! Very professional and friendly service. Would highly recommend.

Emma Bond

Did everything they said they would and were punctual, reliable and friendly. We love our new bathroom thanks.

Damian Wall

I would like to say a massive thank you to Toby Griffin and the team at Arcot Kitchens & Bathrooms for the great job they have done finishing my parents bathroom.

Jeannie McEvoy

A first class service with outstanding workmanship.

Christopher Gregg


See more

Sheraton Bellato Grey

Sheraton Ivory Shaker

Sheraton Broadstyle Ivory

Sheraton Character Ivory and Light Grey

Sheraton Elegant Painted Steel Blue

Sheraton Embossed Ivory Truffle

Sheraton Flute Ivory

Sheraton In-line Gloss Anthracite

Sheraton In-Line Gloss Cashmere

Holton Jute bedroom Furniture

Holton Storm Grey Bedroom Furniture

Bathroom Sanitarywear from Arcot Interiors

Bathroom Sanitarywear from Arcot Interiors

Bedroom Lighting from Arcot Interiors

Bedrooms by Arcot Interiors

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